Michael Gladczuk
Founder & CEO
25+ years leading large-scale digital transformations in banking, fintech, retail, and healthcare — at Walmart, Bank of America, and Tietoevry. Sets ACM's regulated-first, people-first direction.
The people behind ACM Global Tech
Leadership
Operators who've shipped regulated banking — and the engineers taking it further
ACM is led by people who built financial infrastructure for institutions that can't afford to get it wrong, paired with frontier engineering in cryptography, payments, and AI. The people who design the architecture are the ones accountable for it.
Regulated-first architecturePost-quantum cryptographyWhite-label & client-ownedHanzo.ai & Lux Network ecosystem
The team
Small, senior, accountable
Zach Kelling
Chief Scientist
Leads the technical vision behind the platform — data-first architecture, agentic AI, cloud-native infrastructure, and post-quantum cryptography.
How we work
Built for the way regulated institutions actually buy
Banks, credit unions, and health systems expect more than a roadmap — a partner who understands compliance, owns the engineering, and moves fast without cutting corners.
- Regulated-first by default — compliance-ready systems, not controls bolted on later.
- Agile Speed Framework — faster time-to-launch with security, auditability, and governance intact.
- Engineering ownership — the people who design it are accountable for it, from core banking to settlement.
- You own the outcome — everything is white-label, so the institution owns the brand and the customer.
Talk to the people building it
Evaluating a regulated-first, white-label banking platform? The fastest path is a direct conversation with our team.
Talk to ACM FAQ
Frequently asked questions
Who leads ACM Global Tech?
ACM Global Tech is led by Michael Gladczuk, Founder and CEO, and Zach Kelling, Chief Scientist. The company is based in Orlando and Jacksonville, Florida, and works alongside ecosystem partners Hanzo.ai and Lux Network.
What is ACM Global Tech's leadership focused on?
The leadership team focuses on delivering a complete, client-owned banking ecosystem — core banking, deposits and lending, payments, mobile wallets, multi-currency FX, real-world asset tokenization, stablecoin settlement, treasury, and card issuing — built regulated-first for credit unions, community and mid-sized banks, and healthcare organizations.
What makes ACM Global Tech's approach different?
ACM pairs deep banking domain expertise with frontier engineering in post-quantum cryptography and AI. Its Agile Speed Framework compresses time-to-launch while keeping compliance, security, and governance intact, and everything is white-label so the institution owns its brand and customer relationship.