White-Label Exchange & Multi-Currency FX
An exchange and FX engine your institution owns
Real-time multi-currency FX and cross-border settlement across 200+ markets, delivered as a white-label platform you brand, control, and run as your own.
Move money across currencies and borders, on your brand
ACM Global Tech gives credit unions, community and mid-sized banks a complete exchange and foreign-exchange capability without building it from scratch. Quote, convert, and settle in multiple currencies from inside the same client-owned stack that runs your core, deposits, lending, and payments.
Members and account holders see your institution, your rates, and your experience. Behind the scenes, ACM handles the FX pricing, routing, and settlement plumbing so your team can offer cross-border services that previously sat out of reach for institutions your size.
The platform is regulated-first and compliance-ready by design, secured with post-quantum cryptography, and built to hold up under the scrutiny that serious banking executives apply.
What the exchange and FX platform delivers
A focused set of building blocks for multi-currency money movement, all brandable and client-owned.
Real-time FX across 200+ markets
Live multi-currency pricing with competitive, transparent rates built into the stack, so account holders see what they pay before they convert.
Cross-border settlement
Send and receive across currencies with settlement rails wired into your core, removing the manual handoffs of legacy correspondent banking.
In-app conversion
Embed FX directly into your mobile wallet and online banking, letting members move between currencies inside the experience you control.
Stablecoin settlement options
Pair conventional FX with stablecoin settlement for faster, programmable cross-border value transfer, with non-custodial options available.
Multi-currency accounts
Hold, display, and reconcile balances in multiple currencies, with the ledger and reporting integrated into the same platform.
White-label and client-owned
Every screen, rate sheet, and statement carries your brand. You own the relationship, the data, and the configuration.
One stack, one source of truth
Exchange and FX are part of the same ecosystem as your core, payments, and treasury, so currency conversion and settlement reconcile cleanly end to end.
- Integrated ledger: FX conversions and multi-currency balances post to the same system that runs deposits, lending, and payments, removing reconciliation gaps between point solutions.
- Industry-leading rates: competitive, transparent FX pricing is a core differentiator of the platform, built directly into the conversion flow.
- Post-quantum security: sensitive transaction and settlement data is protected with post-quantum cryptography to guard against long-horizon threats.
- Agile Speed Framework: ACM's delivery model is built to stand up branded exchange and FX capability on a practical timeline, not a multi-year core replacement.
- Ecosystem partners: exchange and settlement plug into Lux Network settlement infrastructure and the Hanzo.ai AI stack for added rails and intelligence.
Connect exchange to the rest of the platform
Exchange and FX work alongside the broader ACM ecosystem. Explore the pieces most relevant to your roadmap.
Core banking platform
See the client-owned core that runs your accounts, ledger, and multi-currency balances. Explore banking core
FX rates capability
Go deeper on how real-time pricing and rate sourcing work across markets. Explore FX rates
Payments & stablecoins
Settle cross-border value on tokenized and stablecoin rails you brand and own. View payments & stablecoins
Talk to ACM
Walk through your cross-border and multi-currency requirements with our team. Contact ACM Global Tech
Wire FX into the systems and controls you already run
The exchange and FX platform is built to sit inside an existing institution, not replace it. APIs and SDKs expose quoting, conversion, and settlement to your channels, while connectors bridge the core ledger, payment rails, and screening systems your examiners already know.
Rate sourcing and quoting APIs
Pull real-time pricing across 200+ markets, apply your own spreads and tiered rate sheets, and stream quotes into mobile, online banking, or your dealing desk through a documented REST and webhook API.
Core, ledger, and rail connectors
Post conversions and multi-currency balances back to your system of record, and route settlement over ACH, wire, correspondent, and stablecoin rails without rebuilding the integrations already wired to your core.
Embedded compliance screening
Sanctions and watchlist checks, KYC reuse, and transaction monitoring connect to your existing AML stack, so cross-border conversions clear the same controls as the rest of the institution.
FX desk administration
Role-based access, SSO, maker-checker on rate and limit changes, and per-currency dealing limits give risk and operations teams granular control over who can quote, convert, and settle.
- Settlement-risk controls: position, counterparty, and intraday exposure limits are enforced inside the conversion flow, with breaches surfaced before a trade books.
- Immutable audit trail: every quote, conversion, rate adjustment, and settlement event is logged with user, timestamp, and rate provenance, exportable for examiner and internal-audit review.
- Data residency and tenancy: deploy in cloud, hybrid, or single-tenant configurations so FX and settlement data stays within the jurisdiction your regulator requires.
- Designed to support SOC 2, ISO 27001, and PCI-DSS requirements: controls map to the frameworks bank and credit-union risk teams assess, and the platform is post-quantum secured for long-lived settlement records.
Because integration follows the Agile Speed Framework, branded FX can connect to your core and go live in phased, testable releases rather than a single high-risk cutover.
Ready to own your exchange rails?
See how ACM Global Tech can give your institution real-time FX, cross-border settlement, and stablecoin options on a single white-label platform. Powering Global Transformation.
Talk to ACMFrequently asked questions
What is ACM Global Tech's Exchange & FX platform?
It is a white-label exchange and multi-currency foreign-exchange capability that lets credit unions, community and mid-sized banks quote, convert, and settle across 200+ markets from a single client-owned platform. Your institution brands and controls the experience while ACM handles the FX pricing, routing, and settlement infrastructure.
Does the platform support stablecoin and cross-border settlement?
Yes. The platform pairs conventional FX and cross-border settlement with stablecoin settlement options, including non-custodial configurations, so institutions can move value faster and connect to tokenized rails as they mature. Stablecoin transfer volume reached roughly $27.6T in 2024 (2024 on-chain data), surpassing Visa and Mastercard combined.
Is the exchange and FX platform built for regulated institutions?
Yes. ACM is regulated-first and compliance-ready by design, and the platform is secured with post-quantum cryptography. It is built to meet the scrutiny that bank and credit-union executives apply to new infrastructure.
How does Exchange & FX connect to the rest of the ACM stack?
Exchange and FX run inside the same ecosystem as core banking, deposits, lending, payments, and treasury, so conversions and multi-currency balances post to one integrated ledger. This removes the reconciliation gaps that come with separate point solutions.