News & insights
What we're building and thinking about
Announcements and perspective from the ACM team, on regulated banking technology, post-quantum security, payments, and the ecosystem we build with.
Latest from ACM
A complete, white-label ecosystem
How ACM pairs with Hanzo.ai and Lux Network to deliver enterprise AI and tokenized settlement.
Read more → SecurityBuilding on the 2024 NIST PQC standards
Why post-quantum cryptography is now, and how ACM aligns to ML-KEM, ML-DSA, and SLH-DSA.
Read more → ProductsIntroducing white-label PSP & BaaS
Two new ways to run payments and embed banking under your own brand.
Read more →What you can build on ACM
Short introductions to the building blocks of the stack, each licensable, white-label, and post-quantum by default.
Digital Securities Platform
Issue, custody, and transfer tokenized securities on a regulated, quantum-resistant ledger.
Explore → CustodyNon-custodial MPC custody
2-of-3 threshold signing so no single operator ever holds an investor's key.
Explore → TradingBuilt-in DEX
An exchange and settlement layer wired into the platform for tokenized assets and RWAs.
Explore → AssetsRWA tokenization
Bring real-world assets on-chain, issuance, lifecycle, and settlement on regulated rails.
Explore → ComplianceReal-time AI/ML for AML
Transaction monitoring and screening that runs on every flow, on a compliant core.
Explore → PrivacyCompliant privacy with FHE
Operator-blind computation with regulator forced-decryption, plus privacy pools.
Explore → BuildWhite-label builder
Assemble and brand the full stack, core, payments, custody, securities, as your own.
Explore → BankingBanking-as-a-Service
Embed accounts, payments, and card issuing on a compliance-ready core.
Explore →From the ACM team
Point-of-view papers and benchmark-grounded scenarios, free to download.
Five Years to Quantum-Safe
Meeting the 2030/2031 federal post-quantum mandate, and how ACM meets it today.
Download PDF → White PaperPost-Quantum Stablecoins
Reserve-attested digital cash on a quantum-resistant ledger, mapped to GENIUS and MiCA.
Download PDF → ThesisThe End of Float
Settlement latency, money velocity, and the economics of programmable cash.
Download PDF → Case StudiesRepresentative case studies
White-label PSP, non-custodial crypto rails, and embedded checkout scenarios.
Browse → LibraryThe full research library
Flagship technical papers and perspective theses across the platform.
Open the library →Want a briefing for your team?
We'll walk your leadership through the platform, security model, and roadmap.
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