Your own payment service provider, white-labeled
Run payments under your own brand
ACM's white-label PSP lets your institution accept, route, and settle payments as your own product — acquiring, orchestration, and payouts on compliance-ready rails you brand and control.
A full payment stack, your label on it
Everything needed to launch and scale a payments business, delivered as infrastructure you own rather than a closed processor you rent.
Acquiring
Card acquiring with tokenization and smart routing, plus ACH, wire, and real-time rails.
Orchestration
Route transactions across providers and rails for cost, approval rates, and resilience.
Payouts & disbursements
Mass payouts to merchants, partners, and members across domestic and cross-border rails.
Merchant onboarding
KYB, underwriting workflows, and a branded merchant portal that connects to your compliance stack.
Risk & fraud
Real-time monitoring, rules, and layered defenses, with post-quantum protection for stored data.
Reporting & settlement
Reconciliation, fees, and settlement reporting your finance and examiners can audit.
Own the economics and the experience
- You own the brand: merchants and members see you, not a third-party processor.
- Compliance-ready: designed to support PCI-DSS requirements, with tokenization and audit-friendly controls.
- Modern rails: add stablecoin settlement and cross-border FX from the same platform.
- One ecosystem: works with ACM banking core, card issuing, and BaaS.
Launch payments as your own product
Tell us your volumes and goals and we'll scope a white-label PSP rollout with you.
Get startedFrequently asked questions
What is a white-label PSP?
A payment service provider you operate under your own brand. ACM runs the processing, orchestration, and settlement infrastructure; your institution owns the merchant relationship, pricing, and experience.
Which payment methods are supported?
Card acquiring, ACH, wire, and real-time rails, plus alternative and stablecoin settlement options — routed and orchestrated across providers for cost and reliability.
Is it built for regulated institutions?
Yes. It is designed to support PCI-DSS requirements with tokenization, layered fraud controls, and audit-friendly reporting, and it integrates with your existing compliance stack.